Tag Archives: Wage Garnishment

The Rules of Wage Garnishment

New Jersey state law offers more protection from creditors than federal wage garnishment rules. In most New Jersey cases, creditors that have a judgement can only take 10 or 25 percent of your earnings, but may be able to take more depending on the circumstances. What is Wage Garnishment? Wage garnishment is an order from the court that allows a creditor to garnish (take) a specified percentage of your income to repay a debt. It means that your employer is required to withhold a portion of your paycheck and send it directly to the creditor. There are different garnishment rules that apply depending on the debt you owe, but there is always a limit to how much a creditor can garnish. When Can a Creditor Garnish Wages? Most creditors are not legally able to garnish your wages until they have a court order to do so. In order to get…
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