Tag Archives: CreditScore

How Can I Rebuild My Credit After Filing for Bankruptcy?

Many people who file for bankruptcy are afraid of what could happen to their credit reports. You have a credit report on file with the three credit reporting agencies (CRAs), Equifax, TransUnion and Experian. The information on your credit report is compiled into a FICO credit score, which is used by most lenders. After a bankruptcy, it is likely that your credit score has taken a hit regardless of your filing status. However, the good news is that your credit score is not permanent. You can begin repairing your credit during or after your bankruptcy. Steps to repair your credit after bankruptcy may include: Pulling your credit report: To get an idea of what needs to be repaired, you will have to pull your three credit reports from Equifax, TransUnion and Experian. You can receive one free credit report from each agency once per year. The three CRAs operate annualcreditreport.com,…
Read More »

Posted in Bankruptcy | Tagged , , | Leave a comment