Feeling like you are in over your head in debt can be overwhelmingly stressful. The decision to file for bankruptcy can bring some relief, knowing you are on the path to solving your financial problems. However, what you may not realize is that your personal situation can have a real impact on your relationships. It’s only natural that your interactions with friends, family and coworkers may be affected. Here are some of the hurdles you may face and how to work around them as you work together.
- You Feel Jealous Of Others – It is totally normal to feel like you are jealous of others who aren’t experiencing bankruptcy or who are actually well-off. When you feel a pang of jealousy or envy, you have to remember that your situation is temporary. Bankruptcy is the first step toward getting back on track and you will be able to put together your life once more. The worst thing that you can do right now is lash out. On the other hand, the best thing that you can do for yourself and your family is to focus on what’s important and possibly ask them for help if you really need it.
- You Can No Longer Afford To Go Out – This is a tough one, because it means that you may have to admit that you no longer have the money to live the same kind of lifestyle as your friends. When this happens, it’s often best to try to host parties at your home. You don’t necessarily need to explain to people why, but it often can help them understand why you no longer can go out with them. If you somehow manage to budget it social activities into your lifestyle while you are still trying to make things work out financially, it’s crucial that it’s a scaled back version of what you’re used to doing.
It’s time to see the glass as half full. Filing for bankruptcy protection will force your creditors and collection agencies to stop all efforts to collect debt. This means the phone will stop ringing.
It’s a good time to realize you aren’t alone and shouldn’t try to get through the bankruptcy process without the assistance of an experienced bankruptcy attorney from Garland & Mason, L.L.C.. We have guided South Jersey families through the bankruptcy process for many years and we will help yours, too. Call us today for a consultation about your personal situation.