Attorney Blogs|Monmouth County|Middlesex County NJ

Will New Jersey’s Minimum Wage Increase to $15 Per Hour?

Democrats in the state legislature and Governor-elect Phil Murphy have vowed to gradually increase New Jersey’s wage to $15 per hour. According to state lawmakers, the increase would take effect over the next several years. Currently, New Jersey’s minimum wage is $8.44 per hour. On January 1, the minimum wage will increase to $8.60 per hour. Few details have been released on how this gradual change will take place. However, Governor-elect Murphy said he favors implementing the hike within three to four years. Prior attempts to raise New Jersey’s minimum wage have failed. In 2016, Governor Chris Christie vetoed a proposal to increase New Jersey’s minimum wage to $15 per hour. This time around, Democrats will control the state legislature and the governor’s mansion. There are opponents and proponents to this proposed legislation. According to proponents, a minimum wage increase is necessary because of the high costs of living in…
Read More »

What Are the Top Five Warning Signs of Contractor Fraud?

Are you planning to construct or renovate a home? If you are like many people, you may seek out a contractor to perform the construction or renovations. Unfortunately, there are cases where contractors will scam homeowners out of their hard-earned money. Therefore, you should always be cautious when conducting any type of business transaction with a contractor or contracting service. Warning signs of contractor fraud may include: They demand a significant up-front payment: Be on the lookout for contractors who demand a significant up-front payment. For example, they may ask for more than a third of the payment upfront. Fraudsters are also more likely to ask for payments in cash. They are not registered or licensed: Under the Contractors’ Registration Act, home improvement contractors are required to register with the State unless they are exempted. Registration requirements may not apply to certain community and nonprofit organizations. However, you should remain…
Read More »

How Does Bankruptcy Protect Against Creditors?

Creditors can resort to several methods to collect on past due debts. If you fall behind on payments, they may seek a judgment to garnish your wages. Your mortgage lender may also foreclose on your home. These are only two examples of what could happen once you fall far behind enough on your debt obligations. If you have an excessive number of other debts, it can make it difficult or impossible to become current on payments. Bankruptcy is an option that you could consider to temporarily halt collection attempts. A major benefit of filing for bankruptcy is that it issues an automatic stay. This is the mechanism that stops most creditors from taking your assets or pay during your bankruptcy case. Depending on the situation, the automatic stay might stop: Wage garnishments: An automatic stay can stop wage garnishments for certain debts, such as for past-due credit card debt or…
Read More »